STEVE TRUMAN | Licensed and Certified Independent Agent
CALL TOLL FREE 1-888-447-0234
CALL TOLL FREE 1-888-447-0234
STEVE TRUMAN | Licensed and Certified Independent Agent
CALL TOLL FREE 1-888-447-0234
With so many health insurance solutions available, it can become overwhelming to find the the plan that covers your needs and fits your budget. Equally difficult is determining if you are eligible for a particular plan. This is where I can help.
As a licensed, and AHIP certified agent, I work with a wide range of reputable insurance companies that offer the leading Medicare Advantage, Medicare Supplement and Medicare Prescription Drug health plans in Ohio.
My goal is to work with you, listen to your needs, and provide a wide range of health plan options and comparing the benefits and drawbacks of each so you are able to make a well-informed decision.
Disclaimer: Not connected with or endorsed by any government or federal Medicare Program. We do not offer every plan available in your area. Any information we do provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Guiding you through the entire process.
Original Medicare is comprised of Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) . Though Original Medicare pays for many services, there are a number of costs that it does not cover, such as prescription costs, co-pays and more.
This health plan, also known as "MA" offers the same benefits of Original Medicare. MA plans are offered through private health insurance companies and eligibility is not affected by health or financial status.
Medicare Supplement, or Medigap plans are an option that can help pay for out-of-pocket expenses not covered by Original Medicare, such as co-payments and deductibles.
Part D plans add prescription drug coverage to your Original Medicare plan covering out-of-pocket expenses associated with prescription medicines.
Outpatient prescription drugs are not covered under Medicare. Buying a Part D prescription drug policy can cover this gap.
Medicare does cover a large portion of medical expenses but deductibles and co-pays are your responsibility. Ask me about a Medigap policy to help cover these expenses.
There is some coverage under Medicare for skilled nursing services, but none for custodial care, such as help with bathing, dressing, and other activities of daily living. A long-term-care insurance policy or a combination of long-term-care and life insurance can help cover these costs.
Learn more about plans available from private insurers to help with costs for dental, vision or hearing services not covered by Medicare.
Find out before you go! Don't let gaps in coverage catch you off guard in your travels. I can help you secure full protection from trusted providers for travels outside the United States.
Steve Truman | 888-447-0234
Copyright © 2018 S Truman | Midwest Health Insurance Associates - All Rights Reserved. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
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